Private real estate lending, matched on fit.

Matched deal flow. No fees. Deals and verified capital find each other on criteria — every match explained.

A live deal card: a $3.2M multifamily bridge in Dallas, TX showing a 94% match ring

How it works

One marketplace flow.

  1. 1

    Borrower submits the deal.

    Minutes, not weeks — no documents required to start.

  2. 2

    Lender publishes the program.

    Criteria defined once; a tear sheet becomes programs in seconds.

  3. 3

    They match on fit.

    Deterministic criteria, every match explained — a miss is shown, never smoothed over.

  4. 4

    Terms, then connection.

    Lender issues a term sheet; on acceptance, both sides are connected directly.

No fees — only deal flow. There's always a free version, both sides. Nobody pays for introductions.

Primarily direct — brokers welcome, always labeled. Lendmode matches borrowers and lenders directly. Brokers have a place too: every brokered deal and brokered program is transparently marked.

For Borrowers

No fees. Only capital.

Time is critical. Your deal is in front of matching lenders within minutes of submitting — most borrowers hear from lenders in days, not months.

Matched on your criteria

Your deal reaches verified lenders whose box it actually fits — state, strategy, leverage — never a blast list.

Privacy first

You choose the reach: the whole marketplace or only lenders you pick. Street address stays private until you say otherwise.

Strength you can act on

No documents required to start — your Submission Strength score shows exactly what makes lenders take your deal seriously, and what each improvement is worth.

What Borrowers can do

  • Submit a deal in minutes — no documents required to start
  • Control exactly who sees your deal
  • Raise your Submission Strength with clear next steps
  • Compare term sheets side by side
  • Accept and connect directly

For Lenders

No fees. Only deal flow.

Define your box once. Only deals that actually fit it reach you — ranked, explained, verified.

Your criteria do the sorting

Every card carries its match ring and criteria count — triage in seconds.

Tear sheet in, programs out

Upload a tear sheet; AI drafts your programs for your review.

No leads sold, ever

Borrowers reach you because they fit your box — nobody pays us for their phone number.

What Lenders can do

  • Publish programs in minutes
  • Receive only fitting deals
  • Review full deal detail and documents
  • Issue term sheets in-platform
  • Get connected on acceptance

For Brokers

Bring your book. Keep your book. Grow your book.

Deal flow finds you — marketplace deals matched to the programs you represent, plus everything you need to place your own clients faster.

Deal flow, matched to you

Marketplace deals that fit programs you represent surface automatically — new business finds you instead of the other way around.

Your clients, your routing

Submit for clients; send a deal to the whole marketplace or only the lenders you choose.

Attribution on everything

Transparently marked as brokered — and every deal you originate carries your timestamped attribution, forever.

What Brokers can do

  • Get matched deal flow for the programs you represent
  • Manage a client pipeline in one place
  • Submit deals your clients confirm in minutes
  • Route deals to your own lenders
  • Keep attribution on every deal you originate

The fit panel

Every match explained — honest misses included.

Criterion by criterion, in plain language: what passed, what missed, what wasn't provided. A miss is shown, never smoothed over.

Match Explained filtered to the missed criteria, shown in plain language

What we don't do

The trust is the product.

We don't sell leads.

Borrowers reach lenders because the deal fits their criteria — nobody pays us for anyone's phone number.

We don't control or transact your loan.

Lendmode is the marketplace, never a party to it. Terms, documents, and closing stay between you.

We don't connect unverified parties.

Full detail, term sheets, and introductions all sit behind verification — both sides.

Missing data never passes.

An unanswered criterion is an honest miss, not a silent pass. That's the whole point.

Questions

Asked before you asked.

What does it cost?

There's always a free version of Lendmode, both sides — matching is never paywalled. No listing fees, no per-match fees, no percentage of your loan. Paid tiers add optional depth.

Is my deal public?

No. You choose the reach on every deal: the whole marketplace or only lenders you pick. Your street address stays private until you say otherwise, and full deal detail unlocks only for verified lenders behind a signed confidentiality agreement.

Are the lenders real?

Every lender who can see full deal detail or issue terms has passed our verification review — identity, firm, and lending activity — before the Verified badge shows. Unverified accounts can browse summaries; they cannot transact.

I'm a broker — will this disintermediate me?

The opposite, structurally. Every deal you originate is attributed to you — permanently and timestamped. You can route a deal to only your own lenders and never touch the open marketplace. And a lender you invite becomes a direct participant for everyone else's deals, but your deals stay yours: attribution rides the deal, not the relationship, so nobody earns a royalty on your book and nobody takes yours.

Do you pull credit or need my SSN?

No credit pulls, no SSN — ever, at any step. Financial information is self-reported and labeled that way wherever lenders see it. Documents are never required to submit a deal; you choose what to share and when.

Capital is never neutral.

Whichever side you're on, get matched on the numbers.

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